Length of pre-retirement course: 1 day or 1/2 day
Summary:  To encourage a positive and realistic approach to a financially secure retirement and help delegates make informed choices about their retirement.
Suitability: Anyone, regardless of grade considering retirement within the next three years.

Course objectives:

  • Changes in your lifestyle and options available to build a new way of life
  • Choices you need to make about your occupational pension before you leave
  • Where you can expect income from and how it is taxed differently in retirement
  • What different savings and investments can do for you
  • Why increased life expectancy escalates the dangers of inflation and how to combat it
  • How to ensure your estate is passed to your intended beneficiaries
  • How to deal with long term care costs and inheritance tax
  • Understand your next steps & where you can receive further guidance & advice

Course structure:

Changes to your life style

  • What does retirement mean for you?
  • What work gives you?
  • Changes in the use of your time
  • Making the most out of retirement

When can I retire?

  • Expenditure in retirement
  • Can you afford to retire?
  • Changing income needs

State pension & benefits

  • State pension ages
  • The new state pension
  • Other age related benefits

Workplace pensions

  • Defined Benefit schemes
  • Defined Contribution schemes
  • Retirement ages
  • Choices on retirement


  • How inflation can erode the value of money
  • Life expectancy

Savings & investments

  • Risk and return

Personal taxation

  • Income tax
  • Personal savings allowance
  • Tax free dividend allowance
  • Capital gains tax
  • ISAs

Estate planning

  • Inheritance tax Wills and intestacy
  • Lasting Power of attorney

Long term care

  • Financial assessment

To download a copy of the course description, please click below:



For further details please contact or contact Training on 0800 019 6076.