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From pension participation to retirement readiness – How better support can improve outcomes

8th September 2026

Our latest research among 2,000 UK employees with defined contribution pensions explores the challenges they face, from retirement affordability and low engagement to pension fragmentation and gaps in retirement planning.  

Key findings include:

  • 38% fear they may never retire due to cost-of-living pressures
  • 39% of those aged 55+ do not have a clear retirement income goal
  • 30% say they feel unsupported

With increasing focus on member outcomes and retirement support, the findings highlight the importance of helping people engage with their pensions, understand their options and make informed decisions.

If you would like to discuss how we can help you to support your employees to improve their financial future, please contact us.

*Research carried out by WEALTH at work, a leading financial wellbeing, retirement and workplace savings specialist. Affinity Connect and WEALTH at work are both part of the Wealth at Work group.

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The latest news is brought to you by WEALTH at work, a leading financial wellbeing and retirement specialist. WEALTH at work and my wealth are trading names of Wealth at Work Limited which is a member of the Wealth at Work group of companies.

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