Everyone will have a different retirement plan and make different choices about the way they use their pensions, savings and investments to generate an income in retirement.

It is important to be clear about your choices, identify the risks involved and also understand the tax you may have to pay.

You should also be aware of pension scammers by checking whether they are registered with the Financial Conduct Authority. If they aren’t listed then there will be no place to go if the investment turns out to be a scam.

If you would like to discuss this, require further information and to book an appointment with an Adviser, please contact my wealth on 0800 028 3200.

*This is not an exhaustive list but should be used for guidance purposes only.

The results of this tool should not be relied upon.